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Money Markets
| MONEY MARKET RATES EFFECTIVE NOVEMBER 19, 2008 |
| Minimum Balance To Open Account: $1,000.00 |
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| Money Market Account | Annual Percentage Yield | Minimum Balance to Earn APY | Interest Rate |
| Money Market Tier 1 | 0.50% | $1,000.00 | 0.50% |
| Money Market Tier 2 | 1.50% | $10,000.00 | 1.49% |
| Money Market Tier 3 | 2.00% | $25,000.00 | 1.98% |
| Money Market Tier 4 | 2.25% | $50,000.00 | 2.23% |
Maintain a $1,000 minimum daily balance or $2,500 in a savings account or direct deposit to avoid monthly service fees. You can make up to six automatic withdrawals per statement cycle of whick three can be checks to third parties.
Any Annual Percentage Yield (APY) provided in this disclosure assumes interest will remain on deposit until maturity for accounts with terms, or for at least one year for accounts with no term. A withdrawal will reduce earnings.
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